EURC is Circle's euro stablecoin, built to represent euros on public blockchains and always redeemable 1:1 for euro. It launched on Ethereum in June 2022 under the name Euro Coin, now runs on Avalanche, Base, Ethereum, Solana and Stellar, and is issued under the EU's MiCA rules.

So, what else can you do with EURC in 2026? Quite a bit. Polkastarter lets EURC holders shop for physical collectibles like trading cards, sealed products and video games. New users can also claim a free mystery pack.

CoinBooking lets EURC holders book hotels and flights at prices up to 30% below Booking.com. New users can also get $25 off their first booking.

Here are six ways to use EURC in 2026.

Key Takeaways

• EURC can also be used to purchase verified trading cards, sealed products, and video games on Polkastarter. New users can also receive a free mystery pack after signing up.
• Through CoinBooking, EURC holders can book flights and accommodation at prices up to 30% cheaper than Booking.com, and first-time users can claim $25 off their first booking.
• Within Circle's system, EURC is backed 100% by euro-denominated reserves, checked in monthly attestation reports by a Big Four accounting firm, and businesses mint and redeem it through Circle Mint.
• Supported crypto debit cards can bring EURC into day-to-day spending. Mastercard-linked cards work at millions of merchants where the issuer supports both the card and EURC.
• EURC can also be used to buy gift cards, prepaid products and mobile top-ups from more than 5,000 brands across 185+ countries on Coinsbee.

What Is EURC (EURC)?

EURC is a euro-backed stablecoin issued by Circle. It went live on Ethereum as an ERC-20 token on 30 June 2022 under the name Euro Coin (EUROC), and Circle has since renamed it EURC while keeping the same token addresses.

Circle was founded in October 2013 by Jeremy Allaire and Sean Neville, and its parent company, Circle Internet Group, is listed on the New York Stock Exchange. On 1 July 2024, Circle became the first global stablecoin issuer to comply with MiCA, issuing EURC through its French electronic money institution.

EURC is used for euro payments, transfers and trading on-chain, and every token is redeemable 1:1 for euro. It has no published maximum supply, with about 405 million tokens in circulation and a market capitalisation of around $454 million. It trades on exchanges such as Coinbase, Kraken and OKX.

How Does EURC (EURC) Work?

EURC works on a full-reserve model. Every token in circulation is backed by the equivalent value of euro-denominated assets held as reserves for the benefit of holders. The reserves are bankruptcy remote, and a Big Four accounting firm publishes monthly attestation reports on them.

New tokens come from Circle Mint, where business account holders send euros by wire transfer and receive EURC, then redeem it the same way. Everyone else picks up EURC on exchanges and apps.

Holders use EURC to send, receive and hold euro value on-chain. Transfers settle on whichever supported chain the token sits on, so network fees are paid in that chain's own coin, such as ETH on Ethereum.

What stands out to me about EURC is how simple the backing is. Every token is matched by euro reserves, and a Big Four firm checks them every month. If you hold EURC, you're holding a euro on-chain that you can send whenever you like. Just keep a little of the chain's own coin around for the fees.

1. Buy Physical Collectibles With EURC on Polkastarter

Polkastarter lets EURC holders purchase authenticated physical collectibles, such as trading cards, sealed products, and video games. The items are stored professionally, while ownership is recorded on the blockchain.

Depending on the item, owners can ask for delivery or relist it on the marketplace. EURC is not currently supported directly at checkout, so holders must first convert it into a supported cryptocurrency.

Once funded, holders can browse the available collectibles and Lootboxes, with the contents, value, and odds displayed before purchase. First-time users can also claim a free mystery pack after signing up.

Check the Polkastarter marketplace for current stock and the supported payment methods.

Polkastarter is a good fit if you're into trading cards, sealed products or video games. You pay for the item in crypto, it stays in professional custody, and you choose later whether to have it delivered or list it back on the marketplace. Just swap your EURC for a supported cryptocurrency before you start.

2. Book Hotels and Flights With EURC on CoinBooking

Looking to spend EURC on something outside the Circle ecosystem? Travel is one practical option. You can book hotels and flights on CoinBooking at prices up to 30% below Booking.com.

As a leading Dubai-licensed travel broker, CoinBooking gives users access to more than 2 million hotels and flights across 190+ countries, with support for EURC and 200+ other cryptocurrencies. EURC can be used directly for your booking, so there's no need to convert it to fiat first. CoinBooking also supports Visa, Mastercard, Apple Pay, and Google Pay.

New users can also get $25 off their first booking after signing up.

What stands out to me about CoinBooking is the pricing. You can book hotels and flights for up to 30% less than on Booking.com and pay for them with your EURC directly. If you travel just twice a year, that's money that stays with you.

3. Use EURC Across the Circle Ecosystem

EURC has its most direct utility as a euro that moves on-chain. Holders can send it across borders at any hour, keep euro value in their own wallet, and trade it on decentralised apps.

Since its Ethereum start, EURC has expanded to Avalanche and Stellar, then to Solana as its fourth chain, and later to Base.

Circle has also brought EURC to Arc, its own blockchain built for financial markets and real-time money movement. For businesses, Circle Mint and its APIs can swap EURC on one supported blockchain into EURC on another, which keeps liquidity moving between ecosystems.

What I like about EURC is that you can keep your euros on-chain without cashing out. You can send it to a friend abroad, hold it in your own wallet, or trade it on decentralised apps. If you already think in euros, it's simply the easiest way to hold them in crypto.

4. Spend EURC With a Crypto Card

You can also spend your EURC using crypto payment cards. Depending on the provider, these cards work for online and in-store purchases, as well as payments through Apple Pay and Google Pay.

The options differ by region. RedotPay serves users in Europe, Asia, Latin America, and the Middle East, although it isn't available to US residents. KAST provides virtual and physical cards built on Solana, while Ether.fi supports self-custody and gives cashback on eligible purchases.

To get started, pick a provider that covers your location, fund your account with EURC, and order a card. Check each provider's fees, features, and availability before signing up.

A crypto card is the most practical option on this list for day-to-day spending. Once it's topped up with EURC, you can pay online, in shops or with Apple Pay and Google Pay. Just check the fees and whether the provider serves your country before you order one.

5. Buy Gift Cards and Everyday Products With EURC on Coinsbee

Coinsbee provides another way of using EURC for everyday purchases. The platform accepts more than 200 cryptocurrencies and sells gift cards, prepaid products and mobile top-ups from over 5,000 brands across 185+ countries.

Coinsbee supports over 200 cryptocurrencies, including EURC. To buy, pick a brand and denomination, choose EURC as the payment method, and confirm the transaction. After payment confirmation, Coinsbee sends you the digital code through its delivery system.

Availability varies from country to country, so check the Coinsbee catalogue before making a purchase.

What I like about Coinsbee is that it makes EURC handy on an ordinary day. If you need to top up your phone or want a gift card, you can pay in crypto and receive the code once the payment's confirmed. Just check what's available in your country before you buy.

6. Access Early-Stage Token Sales Through CoinTerminal

EURC can also be swapped into supported assets for participation in selected token sales on CoinTerminal. The platform provides access to early-stage projects before their tokens become available on exchanges, with contributions starting from $100 and no staking requirement.

EURC is not accepted directly, so you'll need to convert it into the asset the sale requires, usually USDT. Each launch also comes with a refund window, with the applicable terms set for that sale.

Check CoinTerminal for the launches currently open and their individual terms.

CoinTerminal is a good fit if you enjoy spotting projects before everyone else. You can take part in a sale from $100, there's no staking requirement, and each launch comes with a refund window, so you aren't tied in from the start. You'll just need to convert your EURC into USDT beforehand.

Sources

• EURC on X, Circle's official @circle account for announcements and roadmap updates
• Revolut, Polkastarter (POLS) Price Today
• CoinMarketCap, Polkastarter trade volume and market listings
• Binance Academy, What Is Polkastarter (POLS)?
• CoinMarketCap, EURC (EURC) price, market cap and live token data

Frequently Asked Questions

1. What is EURC (EURC) used for?

EURC is Circle's euro stablecoin, redeemable 1:1 for euro. Holders use it to send, hold and trade euro value on Avalanche, Base, Ethereum, Solana and Stellar, while businesses mint and redeem it through Circle Mint. It can also go toward travel, gift cards, crypto card spending and, after a swap, physical collectibles.

2. Can I book hotels and flights with EURC?

Yes. CoinBooking, a Dubai-licensed crypto travel platform, lets EURC holders book across more than 2 million hotels and flights in over 190 countries at prices up to 30% lower than Booking.com. You can pay with crypto, Visa, Mastercard, Google Pay or Apple Pay, and first-time users can claim $25 off their first booking.

3. Is euro coin a cryptocurrency?

Yes. EURC, launched in 2022 as Euro Coin, is a stablecoin that runs on public blockchains such as Ethereum, Solana and Stellar. Unlike most crypto assets, it is backed 100% by euro-denominated reserves and designed to stay redeemable 1:1 for euro, and Circle issues it as a regulated e-money token under MiCA.

4. Where can I buy EURC?

EURC trades on several major exchanges, including Coinbase, Kraken, OKX and Crypto.com. Coinbase and OKX list it against USDC, while Kraken and Crypto.com pair it with the US dollar. Businesses can also apply for a Circle Mint account and mint EURC by wire transfer.

5. Is EURC a good investment?

No one can reliably predict token prices, and this is not investment advice. EURC is built to track the euro rather than to grow in value: each token is backed by euro reserves and redeemable 1:1 for euro. Its dollar price, currently about $1.12, moves with the euro-dollar exchange rate. Whether that fits your goals is a decision only you can make.